4
October
2011
If you are evaluating your moving and storage options, this is a great time to make sure you and your family are properly prepared. If you aren’t considering moving and storage options, you should still take weather emergency preparedness very seriously. Few people think of these topics until it is too late, and that often means scrambling in terrible weather to try and find a few supplies that will get you through a rough spot. Whether you are thinking about moving and storage options or not, you want to make sure to prepare your family for the worst
Start by evaluating the simplest thing: water. When considering moving and storage options, you should make sure you have plenty of options for water. You need at least one gallon per day per person. It’s recommended that you prepare for a minimum of three days without water. Considering your options while evaluating your moving and storage needs is a great idea. You will be able to look at a fresh space, so you will be able to plan your emergency cache. If you don’t have enough room at home for extra supplies, you can move some unneeded home items when considering moving and storage, and that will free up space at home for water.
You should also look at food options when evaluating moving and storage needs. You can be sure to have some extra room set aside in a pantry or a spare space. Make sure you have at least 2,000 calories per person per day. While you can survive on less, it won’t be very fun. Canned goods are very cheap. You can get canned corn, peas, string beans, tuna and more for less than one dollar per can. Look at extra food options when considering moving and storage options.
Considering Moving and Storage Options and Electronics
It’s important that you look at your ability to communicate or provide light while considering emergency preparedness. When you are looking at moving and storage options, make sure that you have plenty of spare batteries. A flashlight is okay to help you find your supplies, but you should rely on a battery powered lantern when considering emergency preparedness. When looking at moving and storage options, you should also consider having a battery or solar powered cell phone charger on hand. This will allow you to maintain communication with ease.
Moving and Storage options and emergency kits
Make sure that you have an emergency kit. You want to be able to provide basic first aid, if necessary, during an emergency. When looking at moving and storage options, make sure that you plan to have enough room in your cache for a basic first aid kit. Finally, if cold weather is a potential issue, make sure you look at having a kerosene heater. It’s easy to find room for a small heater and some fuel, and your moving and storage options can help you get rid of some unnecessary clutter. Most people don’t think about emergency preparedness when considering moving and storage options, but they should.
About the Author
Guest Bio: This guest post was provided by moving and storage experts FlatRate movers.
Editor’s Note: When we moved in 2001, we used FlatRate for a move within Brooklyn, NY. They were quick and professional and for the first time, the rate that I was quoted was the rate that I paid. They will not even pressure you for the tip (though I always tip well especially for manual labor).
4
October
2011
Buying home insurance can be one of the most important decisions you make. In essence, you are deciding who is responsible for helping you through a crisis. Whether that crisis is a burglary, residential fire, earthquake, flood, or other traumatic event, having a competent and comprehensive home insurance plan is your safety net. Though having home insurance is not enough to prevent these things from happening, knowing you are protected in case of any emergencies can also give you peace of mind.
As with any insurance plan, there are a lot of considerations and with so much conflicting information on the internet and in the media, what do you really need to know about home insurance?
- Home Insurance Policies are not created equal. Making sure you have the opportunity to speak with a qualified professional regarding what your policy actually covers is one of the most important steps in acquiring home insurance. There are sad and horrific stories of families who thought they were insured, only to find in the small print their home was not insured against land slide or flood damage. Knowing exactly what incidentals are not covered is almost as important as knowing what is covered.
- Policies come in many shapes and sizes, giving you a unique opportunity to save money. While some insurance policies offer umbrella policies that cover most major damage events, it may be worth your time to investigate less comprehensive plans which are more affordable. But caution must assert itself. Careful research and consideration of your particular region and the natural hazards or risks your home may face must come before deciding which coverage is not necessary. Discounts are often available, especially if you hold multiple accounts with the company. Be sure to ask questions about all the discounts you may be eligible for.
- Having an agency or company you can trust is another important consideration. When an emergency happens, you need to know there is someone ready to assist you, night or day. Choosing a company or agency that has emergency contact information or a 24-hour customer care line can be a huge weight off your shoulders should a disastrous event take place. Even more importantly, a company that is sensitive to your needs and is quick to respond to claims is an important step to getting back on track after a traumatic event.
- The problem with deductibles is they often sound reasonable until something bad happens. Choosing a high deductible to save money is a common strategy for home owners but it is a decision that should not be made lightly. Careful analyze your ability to shoulder that amount of immediate cost should a disaster affect your home. Choosing a $10,000 deductible because it’s cheaper can also be a crippling financial blow when least expected – which is usually when disasters or accidents happen. Comparison shopping and asking a lot of questions is the best way to determine your options when choosing a policy for your home.
Be sure to choose a company or agency you feel comfortable asking questions. Often the quality of customer service will indicate what kind of relationship you can expect to have with the company in the future. Don’t be afraid to ask questions about choosing the right policy for your home.
About the Author
Nicole Rodgers has been blogging in the investment, insurance, and business industries for three years. When Nicole purchased her home, she made sure to check and see if she had a good credit score. This way she wouldn’t have any trouble purchasing her new home. She also made sure to check around for the best deals on home insurance. Nicole was able to purchase the best insurance and saved money in the process.
Anyone who has owner a car for any length of time has had this experience. You stick the key in your ignition, turn it and nothing happens. It is something that always seems to happen right before you have to head off to work or make that all important appointment. A car that won’t start is one of the most frustrating experiences any car owner could ever have happen to them.
Before you begin your anger fueled tirade however, it is important that you take a time out and carefully thing about the problem before you. There is a specific reason why your vehicle won’t start and most of the time it is something that is very easy to fix. Today we are going to cover the top reasons why your car won’t start, as well as give you some quick fixes to get you on your way.
1. Your Battery Is Dead
While this may seem to be a no-brainer, it does warrant a mention. If you turn your key and the car just makes a clicking sound, then you have fallen victim to a dead battery. Your battery requires a sufficient charge to turn over your engine and if it doesn’t have it, then your car won’t start. Try turning on your headlights to see if they come on. If they don’t, then either replace the battery or get someone to jump your car. [editor's note : Costco sells a jump starter that actually works pretty well].
2. Loose Or Damaged Battery Connections
Another thing that may prevent your car from starting is a loose or damaged battery connection. Pop your hood and make sure that all of the connections to your battery are snug and that their isn’t a large amount of corrosion on them. Also check to make sure that your battery cables aren’t torn or frayed. If the problem is that the connections or terminals have too much corrosion on them, you can easily clean them with a commercial cleaner or even cola, in a pinch.
3. Blown Fuse
Many times the problem can be simple as something as a blown fuse. Check out your fuses and replace any that may need to be replaced. This step may require you to refer to your owner’s manual to identify the fuses in question.
4. Check Fuel
Like the battery issue, this one may seem basic but is worth investigating. If there isn’t enough gas in the car, then the car won’t start. Check to make sure their is gas in your car. If you smell gasoline, then you might want to check the underside of the car to make sure that the gas tank hasn’t been compromised. One final thing to consider for this step concerns older vehicles. Owners of older vehicles should check the carburetor and make sure it isn’t flooded.
5. Check To Make Sure Car Is In Park
Some people don’t realize that the transmission usually has to be in park in order to start. Even when it looks like it is in park it may not be in park, so be sure to check this out to see if that is the case.
This concludes the list of the top reasons why your car won’t start. In 99% of the cases this list will usually solve your problem and allow you to hit the road. If you try these steps and still can’t find the solution to your problem, then it may be time to secure the services of your local mechanic.
About the Author
Christian Glover has been involved in the automotive industry for forty years. Christian was an auto mechanic for the first ten years of his working life, and has since gone on to become an auto insurance broker at Kanetix. Keeping your car in proper running order will save you money on repairs, and can prevent accidents. This saves money on insurance expenses over the long haul.