23
September
2011
Those thinking about divorce are smart to give their marriage another chance. This often requires the help of a marriage counselor, who can help couples strengthen their relationships and open up the lines of communication. Getting the opinion or advice from somebody who is removed from the relationship is often the best way to draw attention to problems or areas that need improvement.
Once you recognize you need a counselor, you face the dilemma of choosing the right one. There is no one perfect way to find a good marriage counselor; rather, it is up to you and your spouse to look at your needs and goals that you wish to accomplish from a session, and use the information to make a decision.
Credentials
Sit down with your spouse and decide how important a degree is to you. Do you prefer someone who has a higher level of education or does that come second when compared to how the therapist handles clients? For instance, some couples may find that a Ph.D. is the best indicator of a good therapist, while another couple may feel that style, personality and relationship skills are more important than formal education. The hardest part will be discussing these issues without becoming mired in the issues that caused you to seek a counselor in the first place. Bet ground rules before you start this talk and agree to stick to the topic at hand.
Insurance Might Cover the Cost
Just as with any mental health issue that requires counseling, marriage counseling might be covered by your health insurance. If you don’t have insurance, consider working with a licensed social worker. These professionals have training very similar to that offered at marital therapy schools, but they can offer counseling at a more affordable rate than someone with higher credentials. You and your spouse must decide how much you can afford for marriage counseling.
Some insurance companies offer it while others do not. When you are calculating your budget to determine how much you can pay for a session, allow enough money for at least six sessions. While some couples do not need to see a therapist for all the sessions, it is better to be safe than sorry and put enough money aside just in case. You can also ask your therapist about lower cost options or payment plans.
Referral
While many businesses today thrive on referrals and word-of-mouth, keep in mind that you should not see a marriage counselor simply because he helped somebody you know. Although it may seem comforting and it may feel like you already have a small relationship with the counselor through the third party, keep in mind that just because he was successful with your friend, does not mean he will be successful with you and your spouse.
Comfort Level
One of the best ways to choose a marriage counselor is to decide with what are you most comfortable. For example, do you and your spouse prefer a male or a female counselor? Does sexual orientation make a difference? What personality traits do you feel will be the best match for you as a couple? You and your spouse will be letting this individual into your lives, so you need to make sure that you are completely comfortable with your decision.
Follow your instincts; if you speak with a counselor on the phone and are slightly unsure about his practice, only to visit the office and notice that something is still not sitting right with you, find another counselor. There are plenty of marriage therapists available, so make sure you find the one that is right for you.
About the Author:
Jennifer Perez writes for TherapistSchools.com , a Web destination with vast information and resources for students looking to find careers in marital, group or behavioral therapies.
23
September
2011
Water is well known to be essential for life. Accounting for about 60 percent of the total weight of an average human adult, water plays an active role in many bodily functions. The widely accepted medical recommendation is to consume 64 ounces of water per day. This number is sufficient for replacing the water that the body loses through breathing, urination, and sweat.
Water, an abundant resource that covers over 70 percent of the surface of the Earth, has become a source of profit for several companies. By discouraging the consumption of municipal supplies of treated water from the tap, these companies promise “pure” water that comes from natural sources. Often, these natural water sources are drained at no cost to the companies. This free water is bottled and sold for up to $6.00 per gallon. Some of these businesses even place tap water into bottles to be sold at the same price and trick consumers into thinking they are getting a different product.
The differences between the production of tap water and bottled water may be a cause of some concern. Municipal water supplies are constantly monitored. Frequent federally standardized testing is required, and it is mandatory that the results of these tests be publicly posted and reported to the Environmental Protection Agency. All impurities in the water are quickly discovered and treated, creating a clean source of water directly into the homes a public municipality services. While bottled water companies are required to test their product, the companies themselves make the standards of testing. These test results are not required to be public, and they are not required to be reported to a federal agency unless they are transported across state lines. A single employee of the Food and Drug Administration oversees the entire bottled water industry. With so few restrictions, it may be unsurprising that independent studies have found tap water to be cleaner than bottled water in many cases. Bottled water has even been recalled in extreme situations involving mold and e coli contamination.
The price of municipal water is typically less than a penny per gallon. In water-stressed locations such as Santa Fe, NM, the cost can be up to twelve cents per gallon for tap water. Bottled water is 50 times more expensive than even the highest priced tap water. Water bottling companies are putting a 5,000 percent mark-up on a naturally bountiful resource and selling a typically inferior product for incredible profit. A gallon of water is priced almost twice as high as a gallon of gasoline.
Making a switch to tap water can save money and provide a cleaner alternative to expensive bottled water. Many options for reusable bottles are on the market including ones that are insulated, ones with sport caps and models designed for children. Reusable water bottles are more earth-friendly than disposables and can be much more attractive. With the increased savings from using municipal water, the most fancy and expensive reusable bottle will pay for itself in a short time.
About the Author:
Post by Sara Woods, who writes for Coupon Croc. Save on everything from water jugs to filter cartridages when you use Debenhams discount vouchers.
23
September
2011
There are numerous ways to get outdoors with your family without spending a lot of money. Instead of thinking that each outing has to be expensive in order for everyone to have a good time, you should consider the different options that are available in your city. Considering the interests of everyone in your family and the time of the year will allow you to find something to do that is expensive and enjoyable. Being creative and considerate of everyone’s interests will help you come up with the best family outing for very little money.
One of the best options for a family outing is a museum or another location where learning can take place. Many cities offer free admission to families on certain days of the week. Taking the time to check out calendars that feature what days are discounted will help you set up the perfect outing. As you take the time to check out different local museums and art galleries that are discounted, you should consider what members of our family are likely to be interested in. Science centers are likely be great places to bring young children, while art galleries are better suited for older children.
Visiting the great outdoors is often a very affordable or even cheap source of entertainment. Packing a backpack with food and drinks then heading out on a leisurely hike with your entire family can make for a perfect day. Stopping at a scenic rest point and enjoying the picnic is a great way to spend time together and save money at the same time. If you live nearby a lake or the ocean, you can stop by for the day and have a great time. The cost of visiting is typically free and you can pack along some food to eat throughout the day.
While it may sound strange, spending time volunteering is a great way to spend time together. Not only will your family feel great about helping a worthy cause, it’s a great way to get active in your community and help other people. Volunteer opportunities can range from helping out at a local animal shelter to feeding the homeless at a soup kitchen. Checking out the different opportunities and their requirements will help you determine what kind of volunteering your family would enjoy the most.
Spending time with your family outside of the house doesn’t have to be really expensive. There are plenty of affordable and free activities that your whole family can enjoy. Taking the time to consider what your city has to offer and the interests of your entire family can make all of the difference in their enjoyment. If your family likes being outdoors, there are plenty of free options where you can bring along your own food to increase savings. If you would rather be indoors, museums are a great place to check out since they are often free. Keeping in mind what everyone in your family likes will help you choose the activity that is the best fit.
This article was contributed by Holly Adams, who writes for Coupon Croc. Shop online for the whole family and save when you use Asos discount codes.